Tennessee Personal Finance Standards & Graduation Requirements
Tennessee has required a half credit of personal finance to graduate since the class of 2013.
Tennessee at a glance
- Requirement
- Standalone course required
- Legislation or authority
- Personal finance graduation requirement (Public Chapter, ~2011); SBE High School Policy 2.103
- Passed
- ~2011
- Takes effect
- Class of 2013 and later
- First graduating class affected
- Class of 2013
- Course length
- One-half (0.5) credit personal finance
- State standards
- Tennessee Personal Finance academic standards (TDOE)
What Tennessee requires
Tennessee has required a half credit of personal finance for graduation since the class of 2013, making it one of the earliest adopters.
TDOE maintains the personal finance academic standards, and SBE High School Policy 2.103 governs how the credit works — including when it may be combined with other content.
Last reviewed against official sources on 2026-07-15.
How Rapunzl maps to Tennessee standards
Rapunzl's curriculum is built on the Council for Economic Education's six pillars. Here is how they line up with the Tennessee framework.
| Tennessee strand | CEE pillar | Rapunzl modules |
|---|---|---|
| Earning income & careers | Earning Income | Taxes & IncomeCareers In Finance |
| Money management & budgeting | Spending | The Basics Of BankingBuying Your First HomePaying For College |
| Saving & investing | Investing | Welcome To The Stock MarketWhat Makes A Good Stock?ETFs & Mutual Funds |
| Credit & debt | Managing Credit | The Power & Risks Of CreditHow To Make Loans Work For You |
| Risk management & insurance | Managing Risk | Diversification & RiskInsurance & Retirement |
| Financial decision-making & consumer protection | Financial Decision-Making | Financial StatisticsTop Investor Strategies |
Educators can request a full Tennessee standards crosswalk through the Educator Dashboard.
Why Tennessee schools choose Rapunzl
Rapunzl pairs a standards-aligned curriculum with a real-time investment simulator, so students learn personal finance by making real decisions with simulated $10,000 portfolios priced on live market data — not by reading about it. The curriculum scales from a three-week unit to a 28-week year-long course, which means it fits whichever shape Tennessee's requirement takes in your district.
- 100,000+students have completed Rapunzl's curriculum
- 93%average financial literacy scores on national test over past 5 years, 24% above average
- 31interactive modules that can be customized into a course progression for your classroom
- 20+hours of gameplay in 2 interactive mini-games alongside our investment simulator and financial calculators
Teachers get an educator dashboard with grade export and standards crosswalks, English and Spanish materials, screen-reader accessibility, and a free national scholarship competition their students can enter each January.
Tennessee personal finance requirement FAQ
Tennessee has required a half credit of personal finance to graduate since the class of 2013.
The requirement is set by Personal finance graduation requirement (Public Chapter, ~2011); SBE High School Policy 2.103.
Takes effect: Class of 2013 and later.
One-half (0.5) credit personal finance.
Tennessee's requirement is a standalone course requirement.
In practice that means a dedicated class of its own, taken for credit, rather than a few personal finance lessons folded into another subject.
The Class of 2013 is the first graduating class that has to meet it, so earlier classes are not held to the requirement.
Timeline: Class of 2013 and later.
If you are planning a course now, that timeline is the window to have curriculum in place before Tennessee starts holding students to it.
Tennessee Personal Finance academic standards (TDOE).
Rapunzl's curriculum is built on the Council for Economic Education's six pillars: Earning Income, Spending, Saving, Investing, Managing Credit, and Managing Risk. Those pillars map to every strand in the framework, which is why the same course can satisfy standards that are worded differently from one state to the next.
Yes. Rapunzl's modules and real-time investing simulator cover the CEE six pillars, and those pillars crosswalk to the Tennessee strands listed on this page.
Students learn by making real decisions with a simulated $10,000 portfolio priced on live market data, and teachers get an educator dashboard with grade export, materials in English and Spanish, and screen-reader accessibility.
Request a demo and we'll send the Tennessee standards crosswalk along with classroom access.
Bring Rapunzl to your Tennessee classroom
Explore the curriculum and real-time simulator free for 30 days. Tell us about your school and we'll send your all-access demo along with the Tennessee standards crosswalk.
Request DemoPersonal finance requirements in other states
- Alabama Standards
- Alaska Standards
- Arizona Standards
- Arkansas Standards
- California Standards
- Colorado Standards
- Connecticut Standards
- Delaware Standards
- Florida Standards
- Georgia Standards
- Hawaii Standards
- Idaho Standards
- Illinois Standards
- Indiana Standards
- Iowa Standards
- Kansas Standards
- Kentucky Standards
- Louisiana Standards
- Maine Standards
- Maryland Standards
- Massachusetts Standards
- Michigan Standards
- Minnesota Standards
- Mississippi Standards
- Missouri Standards
- Montana Standards
- Nebraska Standards
- Nevada Standards
- New Jersey Standards
- New Mexico Standards
- New York Standards
- North Carolina Standards
- North Dakota Standards
- Ohio Standards
- Oklahoma Standards
- Oregon Standards
- Pennsylvania Standards
- Rhode Island Standards
- South Carolina Standards
- South Dakota Standards
- Texas Standards
- Utah Standards
- Vermont Standards
- Virginia Standards
- Washington Standards
- West Virginia Standards
- Wisconsin Standards
